Retirement & Downsizing

Ready to downsize? Sell without the stress.

Downsizing should be exciting — the start of a new chapter, not months of viewings, chains and uncertainty. We buy your property for cash with no estate agent fees, no chain, and no strangers walking through your home. Just a straightforward sale at a pace that suits you.

No viewings No fees Move at your own pace

No viewings or open houses

Your home stays private. No strangers walking through your rooms, no weekends spent tidying for viewings, no “For Sale” board outside.

Flexible completion

Move when you’re ready, not when a chain demands it. Whether you need 14 days or 3 months, you choose the date.

Zero fees

No agent commission, no solicitor costs — we cover everything. The price we offer is the price you receive.

Downsizing is one of the biggest decisions in retirement

Millions of people are in the same position — living in a home that’s bigger than they need, weighing up whether the upheaval of selling is worth it.

3.3m
Over-65s in England living in homes with 2+ spare bedrooms [English Housing Survey 2022]
£6,120
Average estate agent fees on a £425k property (1.2% + VAT)
31%
Of UK property sales fall through before completion [Quick Move Now]
£0
Fees you pay us — agent, solicitor, everything covered

The things people actually worry about

We’ve helped many people downsize. These are the concerns that come up most often — and the honest answers.

The fear

“I’ll get less than it’s worth.”

The truth

Our offer is based on an independent RICS valuation. Yes, it’s below open market value — but after deducting agent fees, solicitor costs, and months of dual running costs while you wait for a buyer, the gap is often much smaller than people expect.

The fear

“I’m not ready to move yet.”

The truth

No rush. We agree a completion date that works for you. Some people want 14 days, others want 3 months. You’re in control.

The fear

“I should just use an estate agent.”

The truth

If you can wait 5–6 months and handle viewings, that may get you a higher headline price. But if you want certainty, speed, and no strangers walking through your home, we’re the alternative.

The fear

“What if I change my mind?”

The truth

You can walk away at any point with zero cost. There are no tie-in contracts and no penalty for changing your mind.

The real difference between the two routes

An illustrative comparison for a typical downsizing sale. Numbers are indicative — your figures will vary.

Scenario: 5-bed family home, Surrey — £425,000 RICS valuation

Downsizing to a bungalow. The owners want a clean, certain sale so they can move into their new home without the risk of a chain collapse.

Route A: Open market

Average time to sell6 months
Estate agent fees (1.2% + VAT)− £6,120
Solicitor fees− £1,950
6 months running two properties (mortgage/bills on old home)− £4,200
Total costs£12,270
Risk: 31% chance the sale collapses, adding months of delay and uncertainty

Route B: Sell to Lamala Group

Completed in4 weeks
Estate agent fees£0
Solicitor fees£0 (we cover)
Dual running costs£0
Moved straight into new bungalowNo chain risk
Saved £12,270 in fees and dual running costs, and avoided the risk of chain collapse

Important: this is a hypothetical illustration, not a guarantee. Our cash offer will be below full open market value because we’re buying for cash with no chain. Actual offer percentages, running costs and timescales vary by property, location, condition and market. We’ll walk you through your specific numbers in writing before you commit to anything.

From first enquiry to moving day

A simple, transparent process designed around your timeline — not ours.

  1. Tell us about your property

    Step 1

    Fill in our short form or email us. Share the basics: address, number of bedrooms, rough condition. You don’t need to have anything perfect — estimates are fine. We’ll read it personally and reply by email.

    You feel: no pressure. Just a simple first step when you’re ready.
  2. Independent RICS valuation

    Step 2

    We instruct a qualified RICS surveyor to visit the property at our cost. You’re welcome to instruct your own if you prefer — we’ll cover the fee either way. You receive a copy of the report.

    You feel: reassured. An independent professional sets the value, not us.
  3. Formal written offer

    Step 3

    Based on the RICS valuation, we make you a formal written cash offer. No obligation, no time pressure. Take as long as you need to consider it and compare it against other options.

    You feel: in control. A clear number in writing, no last-minute changes.
  4. Exchange & completion on your date

    Step 4

    You choose the completion date. Our panel solicitor handles all conveyancing at our cost. Funds transfer on the day you agreed. You move into your new home with certainty.

    You feel: free. The family home is dealt with, and your next chapter begins.

Answers to common questions

Do I need to have found my new home first?

No. We can agree a completion date that gives you time to find and secure your next property. Some people find their new home first and then come to us; others prefer to sell first and know exactly what they have to spend. Either way works.

Can I stay in the property after completion?

In some cases we can agree a short rent-back period so you can stay for a few weeks after completion while you finalise your move. We’ll discuss this early on so there are no surprises.

What if I need to move into sheltered housing?

We work with families in exactly this situation. A fast, certain sale means you can secure a place in a sheltered housing scheme without worrying about whether your property sale will complete in time. We’re happy to liaise with family members or solicitors on your behalf.

How quickly can you complete?

As fast as 14 days from accepting our offer, or longer if you need more time. You choose the date and we work to it.

Do you buy properties with a mortgage still on them?

Yes. Our solicitors handle the mortgage redemption as part of the sale. The lender is paid off at completion and any remaining equity is transferred to you.

Will you buy a property that needs updating?

Yes. Dated kitchens, old bathrooms, tired décor — none of it matters. We buy in any condition and our offer accounts for the work needed. You don’t need to spend a penny getting it ready.

Your next chapter starts with a number on paper

Whether you’re ready to move next month or just exploring your options, a free cash valuation gives you a clear figure to plan around. No obligation, no viewings, no pressure.

Request a free valuation

Private · no fees · no pressure · you can stop at any point