Property & Separation

Selling the family home, fairly and fast.

When a relationship ends, the house often becomes the biggest argument. A clean cash sale removes the uncertainty — no chain, no reduced offers, no months of waiting — so you both see exactly what each of you is walking away with, in writing, early on.

Private and confidential Works with solicitors on both sides No fees

We talk to both of you

Or to each of your solicitors — whatever you prefer. Nobody gets caught in the middle of a conversation they haven’t agreed to.

A number you can split

One fixed written offer means there’s nothing to negotiate over. You know the exact sum on day one and can plan your separation around it.

Done in weeks, not months

A cash sale can complete in 14–28 days. No chain, no delays, no one fretting about their buyer pulling out and setting everything back.

The family home is the most-contested asset in a divorce

And the slowest to resolve. These are the realities most separating couples are dealing with.

113,505
Divorces granted in England & Wales (2021) [1]
~60%
Of divorcing couples jointly own a property [2]
~12 mo
Typical time to finalise a financial order [3]
£0
Fees charged by us — to either of you

What people worry about during a separation sale

Selling a house in the middle of a break-up is emotionally loaded. These are the questions that come up again and again.

The fear

“We can’t agree on a price. We’ll argue over every offer that comes in.”

The truth

We send one formal written offer, based on an independent RICS valuation. Both parties see the exact same number at the same time — no one feels stitched up, and there’s a clear, objective figure to build a settlement around.

The fear

“Selling fast will mean losing thousands compared to the open market.”

The truth

Yes, our cash offer is below full open market value. But once you subtract estate agent fees (1–3%), 6–9 months of mortgage and bills, the real cost of a fall-through, and the emotional toll, the gap between the two routes is usually much smaller than people expect. See the worked example below.

The fear

“What if one of us doesn’t want to sell? Or has registered Home Rights?”

The truth

We can only complete a sale when both legal owners agree. If a HR1 home rights notice has been registered, that needs to be dealt with first. We’ll never pressure one party over the other — our job is to give both of you a clear written figure to consider with your solicitors.

The fear

“We can’t sell until the divorce is final, can we?”

The truth

You can. The property can be sold before the final order is made, provided both legal owners agree. The proceeds are usually held by solicitors until the financial remedy order is finalised. Many couples find that selling first and splitting later makes negotiations much easier.

The real difference between a fast sale and a slow one

An illustrative comparison for a typical semi-detached home held in joint names. Numbers are indicative — your figures will vary.

Scenario: £350,000 house, £180,000 mortgage remaining

Joint ownership, no arrears, both parties want to move on. Paper equity: £170,000.

Route A: Open market, 7 months

Sale price achieved£345,000
Estate agent fees (1.5%)− £5,175
Your conveyancing− £1,500
7 months of mortgage, bills, council tax− £9,800
Home staging, minor repairs− £1,500
Mortgage redemption− £180,000
Net to split£147,025
Each party: £73,513 (after 7+ months)

Route B: Fast cash sale to us, 21 days

Our formal offer (~85%)£297,500
Estate agent fees£0
Your conveyancing (we pay)£0
3 weeks of running costs− £1,000
Home staging / repairs£0
Mortgage redemption− £180,000
Net to split£116,500
Each party: £58,250 (in 3 weeks)

The trade-off: in this example each party receives about £15,000 less by selling quickly — but they avoid 6+ months of shared costs, uncertainty and the real risk of the sale falling through. For many separating couples that certainty is worth it. We’ll always encourage you to get local estate agent valuations first so you can compare the two routes with your actual numbers.

Selling through separation, step by step

We’ve deliberately kept this simple — because when emotions are high, extra complexity is the last thing anyone needs.

  1. Tell us what’s going on

    Day 1

    One or both of you submit the form. You don’t both have to agree to contact us — we’ll simply wait until both legal owners are willing before issuing a formal offer. Everything we discuss is confidential.

    You feel: heard. No pressure to agree on the spot.
  2. Indicative cash offer

    Within 72 hours

    We send a clear indicative cash offer by email, explaining the reasoning. Both parties (and their solicitors, if instructed) receive the same copy at the same time.

    You feel: one less thing to fight about. A real number, in writing.
  3. Independent RICS valuation

    Day 5–10

    A qualified surveyor visits the property. Both parties get a copy of the report. The cost is ours. If you’d prefer to instruct your own RICS valuer, we’ll cover that instead.

    You feel: reassured. An impartial third party has looked at the numbers.
  4. Formal written offer

    Day 10–12

    We issue a formal written cash offer. Both parties can sign to accept. If either of you prefer to wait for a financial order before committing, we can hold the offer open for a reasonable period.

    You feel: in control. No one feels bounced into a decision.
  5. Solicitors & parallel work

    Day 10–20

    Your solicitor(s) and ours exchange paperwork. If a financial remedy order is pending, we can work alongside your family lawyer so the sale fits cleanly around the divorce timeline. Proceeds can be held in solicitor’s escrow until the order is made.

    You feel: supported. The legal side is being handled properly.
  6. Exchange & completion

    Day 14–28

    Contracts exchange. Mortgage redeemed. Remaining proceeds paid to your solicitor(s) for onward distribution per any existing or forthcoming court order. You both move on.

    You feel: relief. The single biggest sticking point is finally resolved.

Other places you can turn

Specialist organisations offering free, impartial advice through separation — whether you sell to us or not.

A clean number in writing. A fair starting point.

Whether you’re months in or only just starting to talk, an honest cash figure on paper is often the first thing that makes the rest of the conversation easier. Free, confidential, no obligation.

Request a free valuation

Both parties welcome. Solicitors on both sides welcome.